Legal

Terms of service

Updated 2026-06-30

By using Finkavo you agree to these terms. They're written to be plain — no clauses designed to catch you out.

Acceptance

Signing up creates a binding agreement between you and Finkavo. If you don't accept the terms, don't create an account. Existing users are bound by the current version; material changes will be emailed at least 30 days in advance.

What Finkavo is (and isn't)

Finkavo is a bilingual assistant that helps you understand your Portuguese tax + admin obligations, translates letters, keeps a calendar of deadlines, and stores documents. Answers are sourced from public materials (AT, Segurança Social, published guidance) and cite them so you can verify. Finkavo is NOT a licensed tax advisor. Guidance is informational; if a decision matters, verify with a qualified professional (contabilista certificado, TOC).

Fair use

One account per person. Don't use Finkavo to spam, scrape, resell, or automate abusive queries against our LLM budget. If you upload documents that don't belong to you, you're responsible for the consequences.

Limitation of liability

Finkavo is provided as-is. We don't guarantee that every answer is correct or that the app is always available. To the extent permitted by Portuguese law, Finkavo's liability is limited to the amount you've paid in the 12 months before the incident (which is zero if you're on the free tier). Nothing in these terms excludes liability for gross negligence or willful misconduct — RGPD Article 82 rights are unaffected.

Jurisdiction

These terms are governed by Portuguese law. Disputes are resolved in the courts of Lisbon, unless RGPD or consumer-protection law grants you the right to your local court.

Closing your account

Go to /app/settings/profile → Danger Zone → Delete my account. All data is wiped. If you had a paid subscription it cancels automatically at the end of the current period.